How to Use Swagbucks to Make $758,25 (Cash or Gift Cards) a Year

Need Extra Cash for Free?

If you like getting paid for surveys, and are going to join only one site, I would recommend you choose Ipsos-iSay. Ipsos is the most fun and well-paying panel. Give it a try to see how you like it. It is free anyway!

Click to Join Ipsos Now!

Would a scam site spend more than a hundred million dollars paying its users?…

How Do I Sign up for Swagbucks?

Swagbucks makes it easy to join.

You can either sign in through your Facebook account, or if you don’t like linking your social media, your email address will do.

Now, remember I said something about getting a free $5?

Well, we have worked out a special deal with SB where every MoneyPantry reader who signs up gets a free $5 sign up bonus.

All you have to do is use this link to sign up for Swagbucks to get your free $5 bonus.

Once you confirm your account, your account will be credited with $5.

I am willing to bet that’s probably one of the easiest five dollars you’ll ever make.

How to Earn Money with Swagbucks Fast

There are some things you should do if you’re serious about earning money with Swagbucks.

Start by filling out your profile on the site, downloading the browser extension which gives you a “Swag Button”, and switching your searches over to the Swagbucks search bar.

If you need help doing any of these things, you’ll find clear instructions on the website.

Once you’re all setup, you can start earning Swagbucks.

Each Swagbuck is worth about a cent, and you get different amounts for doing different tasks. Though it may not sound like much, you can earn points by doing things you’re doing anyway, so they will mount up.

Here’s some of the best and easiest ways you can earn Swagbucks:

1. Search the Web

Who wouldn’t want to get paid to search?

If you use Swagbucks as your default search engine, and you do a typical amount of searches each day, you’ll find you get between 25 and 50 Swagbucks on a daily basis.

Sometimes they even throw in a bonus.

This is a great way to accumulate Swagbucks without thinking about it.

It truly is a way to earn money without changing any of your habits.

2. Shop Online

I think everybody knows about eBates, where you get paid money by starting your online shopping through their site.

Swagbucks has exactly the same type of program, and you can use it for many of the popular sites, including Amazon.

The way these “shopping portals” work is that they have an affiliate program with each store. That means they get paid a commission for every customer they send to the store.

You earn them money, and they share some of that back with you.

This is a win-win, as you still pay the store price you would have anyway, and you build up rewards.

For example, with Amazon in some categories they give you as many as 4 Swagbucks for every dollar you spend.

That’s the same as getting a 4% discount.

Although you may, like me, do a lot of your online shopping at Amazon, Swagbucks has arrangements with several other stores like Gap, Target, and Walmart, so you earn Swagbucks shopping online there too.

You can add the Swagbucks shopping page to your bookmarks, to make it quick to find it, but if you’ve already installed the Swagbucks button, this will tell you if you are shopping on a site that qualifies for Swagbucks.

3. Take Surveys

A great way to earn more Swagbucks is to take online surveys. And when I say “survey”, I mean real market research studies, like the ones conducted by legit survey sites like GlobalTest Market and MySurvey.

Some of these surveys can pay up to 300 Swagbucks.

Of course, unlike the methods above, now you’re doing something that you would not have done before, so it is right that the rewards are greater.

You will find that each survey may take up to 20 minutes, and Swagbucks will use your profile to try and match you to appropriate surveys.

Pro Tip:

If you’re thinking of doing many surveys on Swagbucks, you’re going to want to look at a form filler like LastPass or RoboForm. These are apps that will keep your passwords secure, and do a good job of that, but they will also store your details such as your address and email and use them to fill out forms on screen. This can be a great timesaver if you’re filling out lots of surveys, so it will help you earn Swagbucks more quickly.

4. Watch Videos

You probably did watch videos online before, but now Swagbucks will pay you.

You get to choose from a number of categories, including travel, entertainment, home, etc., so you should be able to find videos that interest you.

You could probably get 150 Swagbucks a day just from videos.

If you want to cheat and get on with some work while the video’s playing, you could always turn off the sound and minimize the window!

You can even earn Swagbucks for playing videos on your smartphone.

Just download the app, which allows you to play videos one after another on your phone. If you’re going to do a lot of this, make sure you plug in your charger and you’re connected to Wi-Fi to avoid data charges.

5. Print Grocery Store Coupons

Yes, you can get grocery store coupons through the Swagbucks site.

This works out great, because not only do you get the coupon discount, but they give you 10 Swagbucks for every coupon you use.

This is the same as getting another 10 cents off.

6. Play Games

This is a great excuse for spending your time playing games!

Swagbucks will give you rewards while you are gaming.

To be honest, it’s probably not the most efficient way of getting rewards, as other ways will earn you more Swagbucks for your time, but at least, it’s something.

7. Take the Daily Poll

This is an easy one.

Each day, Swagbucks puts up a different poll.

It’s just a simple question, that will take you seconds to answer, and you get one Swagbuck for taking part.

8. Perform Tasks

You can find this one under the Earn tab.

Just click on Tasks to go to the page, which tells you what tasks are available.

There’s a variety of things to do, and they tell you at the beginning how many minutes they think they will take.

You can earn between 16 and 40 Swagbucks for each task, which isn’t a lot, but if you have nothing to do you could give it a try.

9. Complete Special Offers

Again under the Earn tab, just click on Special Offers to see what’s available right now.

Most of them are pretty easy.

For example, when I looked I could sign up to get the Dilbert comics and earn 9 Swagbucks. Signing up for the Sweet Daily Deals newsletter would get 21 Swagbucks. There are lots of other similar offers.

Unless you’re particularly interested in the topic, it’s probably best to stay away from the ones which asked for your credit card so they can charge it after you have a free trial period. I find it is too easy to forget to cancel in time.

How to Earn More Swagbucks

We’ve covered a lot of ground, but we’re still only scratching the surface on earning major Swagbucks.

In fact, people write blogs and contribute to forums just to exchange methods on maximizing your Swagbucks earnings.

And when it comes to making the most money with Swagbucks, there are a few crucial yet easy steps you can take.

Here are a few ideas and tricks that will help you maximize your earnings:

10. Follow the Swagbucks Blog

You can find the Swagbucks Blog on the website footer, under Swagbucks/Home/About Us.

They often put out Swagbucks codes to maximize your rewards. You will also hear about the various giveaways and offers that Swagbucks are currently running.

11. Swagbucks Reddit

If you want to keep an eye on only one place related to SB, this is the site you want to go with!

They have a subreddit that is full of tips and tricks for earning more points quickly and easily. Redditors post Swag Codes, Swagbucks hacks, as well as easy offers that can get you a quick 10, 20, 30,… SB points.

You can find it @

12. Follow Swagbucks on Twitter

And keep your eyes open for Swag codes, which they show from time to time. Follow them @

13. Follow Swagbucks on Facebook

They put out Swag codes on Facebook, too. Follow them @

14. Follow Swagbucks on Instagram

Watch for Swag codes here. Follow them @ Official

15. nCrave Activities

Some people think that nCrave Activities are the best way to earn more Swagbucks.

There are lots of them to choose from, and they’re always available.

The Activities generally follow the same sort of theme, requiring you to click things after watching a video or reading an article.

Just follow the directions, and you’ll get paid in Swagbucks.

16. Install the Swagbucks Toolbar

I recommend installing the toolbar so that you can do direct searches in Swagbucks.

If you don’t install it, you have to go to the Swagbucks homepage each time you search, or you won’t be credited.

It’s easy to do, and you’ll see full instructions on Swagbucks website.

17. Use the Referral Program

This is a way to multiply your earnings.

Now that you know how good Swagbucks is, why wouldn’t you want to share it with your friends?

You can share Swagbucks through a link on Facebook, using a banner on your website, or just emailing your friends.

Whenever someone signs up with Swagbucks through your link, Swagbucks knows about it and will give you 10% of whatever Swagbucks your friend earns.

You can find your referral link by logging into your account and clicking on the Refer Earn tab on the upper right side of your dashboard.

18. Install SwagButton

The other tool I mentioned at the start, the Swag Button, is a browser extension, and just for having it installed you earn a Swagbuck every day.

But that’s not the best reason for having it…

You see, it shows you every time you are on a site that has a referral program with Swagbucks, so you know you will earn Swagbucks if you shop there.

It also lets you watch videos in the corner of your screen, so you can do other things, and provides a way to redeem Swag Codes from wherever you are online.

What Are Swag Codes?

So what are Swag Codes? They are little pieces of code, usually words and numbers, which give you instant Swagbucks.

They come up in the site, and in social media, and they expire within a few hours, so you have to redeem them straight away.

Having the Swag Button installed makes it easy, as it tells you every time there’s a new code issued.

The codes are worth up to 5 instant Swagbucks.

You can also cheat a little by going to a site like because they publish all the codes in one place. Check it out a couple of times a day.

If you don’t have the Swag Button, you have to go your Swagbucks account and find the little safe icon at the top. When you click on that, you can enter the code and receive the Swagbucks.

19. Use Their Visa Rewards Credit Card

Look, I don’t want to encourage you to get another credit card, unless you’re sure you can handle it and pay it back each month – but Swagbucks offers a credit card that comes with reward benefits.

After your application is accepted, you have 3 months to use the card or transfer a balance, then you will be given a bonus of 1000 Swagbucks.

If you’re going to use it more than that, you can actually get 2500 extra Swagbucks if you spend at least $1000 in the first 6 months.

There is an introductory APR of 0% which applies for the first 6 months on both purchases and balance transfers; the regular APR will depend on your credit rating, and will usually be somewhere between 11.99% and 18.99%.

20. Use Their Secured Credit Card

Again, I am not encouraging you to go out and get credit cards so you can shop and earn points.

However, if are looking to build your credit history and have no credit card, SB offers a secured credit card that you can use to not only build your credit history but also earn points for using it.

You’ll earn 1 SB point for each $2 you spend. Plus you can get 500 bonus points when you reach $500 in purchases, or 1,000 points when you reach $1,000 in purchases.

21. Download the Swagbucks Mobile App

You can do almost anything on Swagbucks that you do on your PC, on your phone by installing their Swagbucks Mobile App.

However, there is one awesome advantage that comes with having this app installed. and that is the fact that you can get

You see, Swag Codes are announced randomly. Nobody knows when the next announcement will come, and since they usually expire quickly, if you miss the announcement, you miss out on some free codes.and that is the fact that you can get

Having the app installed will enable you to get notified of any new Swag Code announcement immediately no matter where you are. And you can enter the code right away and get your free points.and that is the fact that you can get

How to Get Paid (Cash out) on Swagbucks

Once you’ve earned all these Swagbucks, you may be interested in knowing how you can redeem them for something of value.

The main offer is gift cards for retailers, such as Amazon, iTunes, Target, and Walmart.

You can also get a gift card for PayPal, which is basically the same as cash – you can either buy things with your PayPal account, or you can ask them to send you a check.

I think I said in the beginning, each “Swagbuck” is worth about a penny. When you’re buying gift cards, that rate seems to apply no matter how much you redeem or where you redeem it.

So for instance, you could get a $5 Amazon gift card for 500 Swagbucks, or get $5 into your PayPal account for the same number.

Having said that, sometimes they offer gift cards “on sale”, which means they will give you the card for less than the normal number of points.

The best advice is to cash out early and often to make sure you get your money.

Occasionally, Swagbucks will deactivate accounts – they do this to stop people who try and defraud them – and if they thought there was something suspicious about your account, you could find it deactivated and worth nothing.

In any case, you don’t get any discounts for larger values, and there is no minimum redemption amount, so there’s no reason to wait.

There’s a redemption limit of 2 rewards a day, but in the normal course of events, this shouldn’t be a problem.

Don’t make the mistake of waiting until you need a gift card before you redeem your points. Every time you submit a request, there is a delay before Swagbucks issues the gift card, even though it is usually given in the form of an email.

The delay is about 10 to 14 days.

The email will contain a link, and when you click on that you will go to your account and see your gift card.

The gift card will either be printable, or a code you can enter on the retailer site, depending which store it is for.

If you are redeeming for PayPal value, you should make sure that you have used the same email address on both Swagbucks and PayPal so there is no problem.

One of the games you can play on Swagbucks is to gamble with your points on sweepstakes to win a larger value gift card, such as $100.

My advice is to avoid this, as there’s not much chance of winning and you will fritter away the Swagbucks that you have built up.

Better to save them up and spend them on something you really want.

Earn SB Points for a Specific Thing

One way to be more focused on earning your Swagbucks and using them effectively is to aim for a specific goal.

The variety of rewards you can get from Swagbucks can be perplexing as you can put them towards Amazon, Lowe’s, or even some gas stations.

If you decide to save for something specifically, you will be better able to follow through and achieve it.

For instance, you might decide that you want to be able to buy Christmas presents for the family at Amazon and that you’ll need $300 by the end of the year. You can then put all your focus and effort into earning enough points that can get you $300 worth of free Amazon gift cards that you can use for your holiday shopping.

It’s much easier to stay focused and keep going when you have a specific goal. It keeps you more motivated.

Does It Really Work?

When you look at all the different ways you can earn Swagbucks, and all the ways you can spend them, you might wonder if it really works out, or is just an unnecessary complication in your life.

I can assure you, the rewards are real and can make a difference if you spend them carefully.

I also have lots of friends who use Swagbucks and get a gift card or two each month.

I love that they’re enjoying Swagbucks, because as I mentioned above, when you refer someone you get a share of the Swagbucks they earn forever!

Still, even if you don’t share with friends, you can build up a decent amount of Swagbucks by your own activity.

How to Earn an Extra $758,25 a Year

Just in case you’re still wondering about the value of joining Swagbucks, I put together a hypothetical way that you might earn around $758,25 each year, using the different activities noted above.

In many cases, it’s just a matter of developing a habit of doing something a particular way, such as searching in the Swagbucks search bar.

Going through it in order:

  • Relax and play 4 games a day, that’s four points or 1460 per year
  • Searching could get you 50 points a week, which times 52 weeks equals 2600 Swagbucks
  • Use the mobile app to view videos, say 50 points per day or 18,250 Swagbucks per year
  • If you hit 200 bonus swag codes a month (which is doable especially if you keep an eye on Reddit), that amounts to 2400 SBs per year
  • Log in and do the daily poll for one SB a day, or 365 SBs per year
  • Do a survey a day, say 60 points times 365 equals 21,900 points per year
  • Invite 20 friends (you have 20 friends who could use some extra cash, don’t you?) who each earn 1000 points, that’s 20000 points for you
  • Use 10 coupons a week, that’s 5200 points per year
  • And watch videos on your desktop, 10 points per day equals 3650 points per year

That get’s you to 75,825 SB points.

Redeem that 75,825 SB points and you got yourself roughly $758,25 in cash or gift cards.

Not everyone is going to do so much on Swagbucks as the example above, but I hope you can see that it is well worth the effort to do something.

Even if you do 1/3 of that, that’s still $250,25!

Not bad for watching a few videos, playing a few games, taking a survey or two, or searching the web, for just a few minutes a day in your spare time.

Final Thoughts

Not everyone is going to do so much on Swagbucks as the example above, but I hope you can see that it is well worth the effort to do something.

Even if all you do is use their search bar, and do your online shopping through them when the retailer is listed, you will slowly and surely build up your rewards points, without really putting yourself out.

After all, what’s the alternative?

Carry on not using it, and miss out on all that extra cash you could be earning.

That doesn’t make much sense, does it?

Leave a Reply

Your email address will not be published. Required fields are marked *

You’re Wasting $600/Year On Something You Could Get for Free

5 Ways to Be Comfortable on Camera So You Can Make More Money with Your Blog